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2010, 02/19 - NY Mansion Tax FAQ's

The New York State Department of Taxation and Finance has recently issued Frequently Asked Questions regarding the Mansion tax.

2010, 02/23 - NJ Creditors Rights Withdrawn

Our title insurance underwriters have universally determined that so-called "creditors' rights" coverage will no longer be offered.

NJ Title Tips - Guardian Conveying Property

If a guardian for an incapacitated person or a minor is making a conveyance of property, do I need a court order authorizing the guardian to sell the property in order to insure the transaction?

NY Bulletins

2010, 02/19 - NY Mansion Tax FAQ's

The New York State Department of Taxation and Finance has recently issued Frequently Asked Questions regarding the Mansion tax.

Mansion Tax FAQ's

Attached is listing of FAQ's issued by NYS Dept of Taxation and Finance regarding the additional tax on transfers of residential real property for $1 million or more.

2010, 02/08 - NY Alert, Mortgage Recording Tax, Cooperatives

We have received information that the Governor's draft Budget Bill includes a provision for the imposition of mortgage recording tax on the filing of a financing statement for a cooperative unit.

2010, 01/12 - Selected Laws Affecting Real Property in 2009

Selected Laws affecting real property enacted in 2009

2009, 12/17 - Enactment of New Mortgage Foreclosure Legislation

The New York State Legislature has passed and Governor Patterson has signed Program Bill No. 46 to significantly expand the scope of the mortgage foreclosure legislation enacted in 2008 that pertained to subprime loans.

2009, 12/15 - Westchester County Clerk Online

Effective January 1, 2010, the Westchester County Clerk will require on-line preparation of cover pages and tax forms for documents submitted to their office for recording...

2009, 11/20 - Recent Cases, Kopp v. Boyango

Recent Cases of Interest, Kopp v. Boyango

2009, 11/10 - Safeguarding Exchange Proceeds

Attached is a newsletter titled "Safeguarding Exchange Proceeds: Implications of the LandAmerica 1031 Exchange Bankruptcy"...

2009, 11/02 - Recent Cases, St. Lawrence Factory Stores v. Ogdensburg Bridge & Port Authority

Recent Cases of Interest, St. Lawrence Factory Stores v. Ogdensburg Bridge & Port Authority

2009, 10/07 - NY Updated Transfer Tax & Mortgage Tax Chart

For your convenience, we have prepared an updated NY transfer tax and mortgage tax chart.

2009, 09/21 - Recent Cases, Sykes v. RFD Third Avenue 1 Associates, LLC

Recent Cases of Interest, Sykes v. RFD Third Avenue 1 Associates, LLC

2009, 08/24 - NY Revised Power of Attorney forms

Effective 9/1/09, the sections of the General Obligations Law dealing with powers of attorney were extensively amended, creating, among another changes, a new "Statutory Short Form Power of Attorney"...

2009, 07/17 - Revised Affidavit in Lieu of Registration Statement

Effective May 3, 2009, ... a Registration Statement is now required when neither the owner nor any family member occupies a multiple dwelling.

2009, 05/15 - Fee Increase for RP-5217, RP-5217NYC, & NYCRPTT-584

New York State's Budget, enacted on April 7, 2009 ... increase[s] the filing fee for the State Board of Real Property Services Real Property Transfer Report forms.

2009, 04/14 - Revised IT-2663 and IT-2664

Due to recent law changes, the 2009 Form IT-2663, Nonresident Real Property Estimated Income Tax Payment Form, has been revised.

2009, 03/25 - Recent Cases, Zere Real Estate Services, Inc. v. Adamag Realty Corp.

Recent Cases of Interest, Zere Real Estate Services, Inc. v. Adamag Realty Corp.

2009, 03/17 - NY, New Power of Attorney Legislation

Gov. Paterson recently signed extender legislation delaying the effective date of the new Power of Attorney law until 09/01/2009...

2009, 01/08 - Recent Case, Snyder Fulton Street, LLC v. Fulton Interest, LLC

2009, 01/08 - Recent Case, Snyder Fulton Street, LLC v. Fulton Interest, LLC

2008, 10/01 - Real Estate Broker's Affidavit of Entitlement

Gov. Patterson recently signed into law Chapter 436/2008. This new law ... is effective 01/01/2009. Real Estate Brokers were given the right to file an affidavit of entitlement to a commission on 1-4 family dwellings by RPL 294-b, signed into law in 1982. The law specifically states this affidavit is not a lien.

2008, 09/17 - NY Act Relating to Mortgage Foreclosures & Subprime Loans

Gov. Patterson recently signed into law Chapter 472/200. The Act is comprehensive legislation targeted at the subprime lending crises and is an attempt to provide assistance to home owners currently at risk of losing their homes.

2008, 09/09 - Adverse Possession

Gov. Patterson has signed into law Chapter 269 of the Session Laws of 2008 which amends the adverse possession standards...

2008, 06/24 - Current Developments

Topics: Bankruptcy/Transfer Tax, Contracts of Sale, Cooperative Corporations/"Flip Tax", Encroachments, Mtg. Foreclosure, Mtg. Recording Tax, NYC RPTT, NYC Recordings, NYS Transfer Tax/Islamic Financing, Notaries, Predatory Lending, Westchester County.

2008, 06/19 - Assistance for NY Attorneys Handling FL Closings

On purchase and refinance transaction in Florida, we can issue a title policy, and also act as settlement agent for you on the transaction.

2008, 04/30 - Current Developments

Topics: Adverse Possession, Contracts of Sale, Corporations, Judgments, Mechanics' Liens, Mtg Foreclosures, Foreclosure Rescue Schemes, Mtg Recording Tax/ NYS Transfer Tax, NYC Recordings, Partnerships, Recording Act, Service of Process, Tax Sales, Westchester County Recordings

2008, 04/02 - Proposed Increase in RP-5217 Filing Fees

... both the Senate and Assembly has taken action which points toward their respective disapprovals of the original proposed increase for filing the RP-5217 and RP-5217NYC forms of Real Property Transfer Report ...

2008, 03/20 - Assistance for NY Attorneys Handling NJ Closings

On purchase and refinance transactions in New Jersey, if we issue a title policy, for $325 we can also act as settlement agent for you on the transaction...

2008, 02/29 - Increase in Filing Fees RP-5217 & RP-5217NYC

A Budget Bill (S6809/A9809) under consideration in the NY State Legislature if enacted will, effective April 1, 2008, increase the filing fee for Forms RP-5217 & RP-5217NYC up to $575.00 for a transaction with a “reported sales price” of more than $1,000,000...

2008, 02/27 - Current Developments

Topics: Adverse Possession, Bankruptcy, Condominiums, Contracts of Sale, Easements, Eminent Domain, Mortgage Foreclosure/ Standing, Mortgages/ Predatory Lending, NYC/ Alternative Enforcement Program (“AEP”), Pending State Legislation/ Filing Fees, Streets

2008, 01/09 - Discounted Rates for New Construction Condominium Units

With the real estate market getting tighter by the moment, title agencies are inventing new "scare tactics" to proposed purchasers of new construction condominium units...

2008, 01/03 - Current Developments

Topics: Adjoining Parcels, Affordable Housing, Contracts of Sale, Ethics Opinion 817, Mortgage Foreclosure, Mortgage Recording Tax/ NYS Transfer Tax, Mortgage Recording Tax/ Reverse Mortgages, ACRIS, Notice of Pendency, Recording Act, Recordings/ Westchester & Nassau Counties

2007, 11/05 - Current Developments

Topics: Contracts of Sale/Statute of Frauds, Home Equity Theft Prevention Act, Land Use, Mortgage Foreclosure/Standing, Mortgage Recording Tax/Dutchess County, Mortgage Recording Tax, ACRIS, New York City/Condominiums, New York City/Water Billing, New York State Transfer Tax, Title Insurance, Transfer Tax/Town of Fishkill, Zoning Lots

2007, 09/25 - Erroneous Federal Tax Lien Releases

We have recently learned that, due to an Internal Revenue Service (IRS) system error on August 5, 2007, invalid lien releases were sent to an unspecified number of taxpayers.

2007, 09/12 - Current Developments

Topics: Adverse Possession, Deeds/Warranty of Title, Home Equity Theft Prevention Act, Home Inspectors, Judgments, Mamaroneck, Westchester County, Marketable Title, Mechanics’ Liens/Civil Court, Mortgage Foreclosures, Mortgage Foreclosures, Mortgage Recording Tax, Mortgage Recording Tax/NYS Transfer Tax, NYC Emergency Repair Liens, NYC Real Property Income & Expense Statements, Property Condition Disclosure Act, Real Estate Taxes/NYC, Restrictive Covenants, Subsidized Housing, Transfer Taxes

2007, 08/07 - American Brokers Conduit, American Home Mortgage

We have been advised that American Brokers Conduit, a wholly owned subsidiary of American Home Mortgage ... has suspended the funding of its mortgage loans, and filed Chapter 11 ...

2007, 07/24 - Current Developments

Topics: Condominiums, Contracts of Sale, Eminent Domain, Foreclosures/Service by Publication, Foreclosures/Surplus Money, Foreign Sovereign Immunities Act, Leases, Mechanic’s Liens, Mortgage Foreclosure/Standing, Mortgage Foreclosure/Successful Bidders, NYC Real Estate Taxes, NYC Sidewalks, Rockland County

2007, 06/01 - Current Developments

Topics: Affordable Housing, Indian Land Claims/The Oneida Indian Nation, MERS, Mortgage Foreclosure, NYS Real Estate Transfer Tax, Religious Corporations, Tenancy by the Entirety, Transfer Tax/Town of Red Hook, Dutchess County, Westchester County

2007, 05/30 - Westchester Well Water

The Private Well-Water Testing Law, enacted by the Westchester County Board of Legislators on May 21, 2007 as Local Law 7 of 2007... applies to the sale or lease of any real property the potable water supply for which is a "private well"...

2007, 04/17 - Current Developments

Topics: Deeds, Easements, Electronic Commerce, Entireties, Equitable Subrogation, Leases, Lien Law, Mortgage Foreclosure, Mortgage Recording Tax/NYS Transfer Tax, Mortgages, NYC Real Property Transfer Tax, Recording Act, Restrictive Covenants, Title Insurance, Transfer Tax/Town of Warwick, Orange County, Trespass, Zoning

2007, 03/13 - 2006 ALTA Policies Approved for New York

On June 17, 2006 the American Land Title Association (“ALTA”) approved a 2006 ALTA Owner’s Policy, a 2006 ALTA Loan Policy, and a 2006 ALTA Short Form Residential Loan Policy (One-to-Four Family)...

2006, 12/20 - Current Developments

Topics: Affordable Housing, Bankruptcy, Condominiums, Confessions of Judgments/Fraud, Contracts of Sale, Easements, Indian Land Claims/Shinnecocks, Mechanics’ Liens, Mortgage Assignments, MERS, Mortgage Recording Tax, Mortgage Recording Tax and Real Estate Transfer Tax, Notice of Pendency/Recording Act, Suffolk County Real Estate Taxes, Transfer Tax/Town of Warwick, Orange County

2006, 12/11 - Town of Warwick, Orange County Transfer Tax

...a Community Preservation Fund Real Estate Transfer Tax of 0.75% of consideration on the transfer of an interest in real property in the Town of Warwick when the amount of consideration exceeds $500.00 was enacted by the Warwick Town Board...

2006, 10/27 - Current Developments

Topics: Condominiums, Corporations, Mechanics' Liens, NYC RPTT, NYC Street Maps, Notice/Tax Lien Foreclosure , Partnerships, Tax Sales

2006, 09/22 - Zoning Lot Certifications & Building Permits

...to effectuate the transfer of development rights between parcels of real property the Initial Transferor and the Transferee will merge their parcels into a single zoning lot. ... The consent to an Expanded Zoning Lot is typically set forth in a Zoning Lot and Development Agreement that is recorded.

2006, 09/06 - Current Developments

Topics: Contracts of Sale, Foreign Sovereign Immunities Act, Home Equity Theft Prevention Act, Mechanics' Liens, Mortgages, Mortgage Recording Tax & RETT, NYC Dept. of Finance, NYC Real Estate Taxes, NYC Recordings, Restrictive Covenants, Usury, Zoning

2006, 07/06 - Current Developments

Topics: NYC UCC Filing Issues for Co-op Units, Adverse Possession, Contracts of Sale, Eminent Domain, Mechanics' Liens, Mortgage Assignments, Mortgage Foreclosures, Mortgage Recording Tax & RETT, NYC Water Charges, City of Peekskill, Prepayment, Property Condition Disclosure Act, Recording Act, Rockland County, Tax Sales, NYC Transfer Tax, Mansion Tax, Transfer Tax/REITS

2006, 06/23 - NY State Premium Decrease

Effective June 15, 2006, Fidelity National Title Insurance Co., First American Title Insurance Co. of NY, & Stewart Title Insurance Co. will be charging 15% less for Owners Title Insurance premiums for policies up to $1,000,000.

2006, 06/01 - NY LLC Publishing Requirements Amended

... The Governor has signed further legislation making "technical and clarifying amendments to Chapter 767". The New Chapter makes the changes discussed below, each of which is also effective June 1. ...

2006, 05/15 - Limited Liability Company New Publishing Requirements

Chapter 767 of the Laws of 2006, signed into law on February 3, 2006 and effective June 1, 2006, amends the publication requirements for domestic and foreign limited liability companies, domestic and foreign professional limited liability partnerships (each an “Entity”). ...

2006, 05/03 - Current Developments

Topics: Affordable Housing, Contracts of Sale, Cooperative Units, Land Use, Leases, Marketability of Title, Mortgage Recording Tax & RETT, Mortgage Foreclosure/Mechanic’s Liens, Notice of Pendancy, Restrictive Covenants

2005, 12/16 - ACRIS Notice

The New York City Register has just advised us that they will not accept ACRIS forms that have been faxed regardless of whether they contain original signatures.

NJ Bulletins

2010, 02/23 - NJ Creditors Rights Withdrawn

Our title insurance underwriters have universally determined that so-called "creditors' rights" coverage will no longer be offered.

2009, 12/04 - Surcharge to Record Instruments in Middlesex, Passaic & Union County

... Thus far, we have learned of three (3) Counties which have announced their intention to charge the $3.00 fee on every document delivered to its County Clerk's Office for recording...

2009, 11/20 - Surcharge to Record Instruments in Passaic & Union County

On 09/08/09, the Governor signed A3101/S2354, the "County Homelessness Trust Fund Act", which allows each county, in its own discretion, to require payment of a $3.00 surcharge on each document to be recorded...

2009, 11/19 - HUD Announces a Delay in Enforcement

Last Friday, the U.S. Department of Housing and Urban Development (HUD) announced restraint in RESPA enforcement for the first four months of the new Rule, effective January 1, 2010.

2009, 11/13 - 2010 HUD-1: New RESPA Rule Overview

Fidelity National Title Group has created a document to help explain the new RESPA regulations related to the HUD-1...

2009, 11/12 - Homebuyer Tax Credit Changes

Attached is a helpful chart prepared by the National Association of Realtors...

2009, 11/10 - 2010 HUD-1: Additional Resources for Your Information

At the request of our clients, here are some free resources to help you learn about the 2010 HUD-1...

2009, 08/20 - Special Alert: Taylor, Bean & Whitaker Mortgage Corporation

The following entity, Taylor, Bean & Whitaker Mortgage Corporation, recently ceased all mortgage origination operations...

2009, 06/04 - NJ Inaccurate Payoffs – City of Elizabeth, Water & Sewer Charges

We have recently learned of a potential problem with obtaining accurate payoff information for municipal water and/or sewer charges with respect to properties located in the City of Elizabeth that are being resold following a mortgage foreclosure sheriff's sale.

2009, 06/03 - GIT/REP-4 Waiver Form for Short Sales

The NJ Division of Taxation has expanded the GIT/REP-4 Waiver to real estate transactions commonly known as "short sales".

Division of Taxation Bulletin dated 05-20-2009

Division of Taxation Bulletin dated 05-20-2009 regarding short sales and using GIT/REP-4 waiver form

2009, 02/24 - NJ Rate Manual Simplification effective 3/1/2009

The NJ DOBI recently approved an application from the NJ Land Title Insurance Rating Bureau to (1) replace the long-standing Basic Rate and Reissue Rate schedules with a single Standard Rate, and (2) replace the two-tier county Examination Charge...

2008, 09/17 - NJ New Deed Recording Requirement

Please be advised that Governor Corzine has recently signed P.L. 2008, c. 71 (S88) which represents an effort to achieve better compliance with the anti-discrimination provisions of the federal “Fair Housing Amendments Act of 1988”.

2008, 06/18 - Assistance for NJ Attorneys Handling NY & FL Closings

In addition to our New Jersey division, we also handle residential closings in New York and Florida.

2007, 11/30 - GIT/REP 3 Form – Instructions and Date Change

The State of NJ, Dept. of the Treasury, Division of Taxation, has modified the Instructions Page that accompanies the GIT/REP – 3 Form regarding treatment of 1031 Like Kind Exchange transactions where non-like kind property is included.

2007, 10/10 - NJ Payoff Policies

Underwriters are experiencing a high # of claims from improper payoffs: the failure to pay off a HELOC & properly close the account, paying off the wrong loan, or making a payoff based upon an expired payoff letter.

2007, 09/25 - Erroneous Federal Tax Lien Releases

We have recently learned that, due to an Internal Revenue Service (IRS) system error on August 5, 2007, invalid lien releases were sent to an unspecified number of taxpayers.

2007, 08/07 - American Brokers Conduit, American Home Mortgage

We have been advised that American Brokers Conduit, a wholly owned subsidiary of American Home Mortgage ... has suspended the funding of its mortgage loans, and filed Chapter 11 ...

2007, 03/05 - Amended RTF & GIT/REP Forms

The State of New Jersey has released new forms regarding the Realty Transfer Tax and the withholding for Nonresident Sellers, largely due to the new Civil Union Law.

2006, 12/21 - Ethics Opinion 710

OPINION 710, Advisory Committee on Professional Ethics, Misrepresenting Purchase Price or Other Material Fact Regarding a Real Estate Transaction

2006, 08/08 - 'Mansion Tax' Forms Recording Issues

The Recording Practices Committee of the NJ Land Title Assoc. met with representatives of the State of NJ Dept. of Treasury to discuss the confusion regarding the new forms & their use.

2006, 08/02 - New Commercial 'Mansion Tax' Forms Issued

The Div. of Taxation has issued new RTF-1 & RTF-1EE for use with the Commercial ‘Mansion Tax’ effective Aug. 1, 2006. RTF-1EE is to be used with transactions where consideration is in excess of $1,000,000...

2006, 07/18 - Letter from Asst Director of Taxation on Realty Transfer Fee

... Chapter 33 imposes a 1% fee on buyers in transfers of Class 4A property "commercial property"... for an entire consideration recited in the deed in excess of $1 million.

2006, 07/13 - NJ Commerical "Mansion Tax" Law

The commercial “Mansion Tax” (A4701 / S1982) ... was signed by Governor Corzine on July 8, 2006. The new law imposes a one percent (1%) fee on the purchaser of Class 4A commercial property for over $1 Million.

2006, 07/03 - NJ Update on Commercial "Mansion Tax" Legislation

We previously advised of the introduction of A-4701 & S-1982 ... If these bills are approved, this will extend the “mansion tax” to commercial properties classified as 4A.

2006, 06/22 - NJ Commercial "Mansion Tax" Legislation

State revenue raising Bills are being introduced that seek to impose a one percent fee on purchasers of certain commercial property for over $1 Million Dollars.

2005, 11/01 - NJ Estimated Income Tax Withholding (GIT/REP forms)

The Division of Taxation issued a Technical Bulletin, No. TB-57 which ... details the use of the various GIT/REP forms in a narrative which is very handy...

2005, 02/01 - Revisions to Affidavit of Consideration for Use by Buyer

The Division of Taxation has revised Form RFT-1EE... to accommodate the changes to the statute regarding the Mansion Tax...

2004, 10/07 - Fraud Alert

This bulletin is to advise you that the Federal Bureau of Investigation issued a Fraud Alert Warning.

2004, 10/06 - Revised RTF-1EE & GIT-REP Reports

the Department of Taxation has changed the RTF-1EE and GIT-REP forms.

Title Tips

NJ Title Tips - Guardian Conveying Property

If a guardian for an incapacitated person or a minor is making a conveyance of property, do I need a court order authorizing the guardian to sell the property in order to insure the transaction?

NJ Title Tips - Transfer Inheritance Tax

If title to real property is held by joint tenants and one of the joint tenants dies, is the interest in the real property acquired by the surviving joint tenant[s] subject to New Jersey Transfer Inheritance Tax?

NJ Title Tips - Bulk Sales Requirements

My client in a commercial transaction has asked me about Bulk Sales requirements. Can he get coverage under a title policy for a Bulk Sale?

NJ Title Tips - "Short Sales"

My client is requesting title insurance on a “short sale”. What does that mean and are there any special considerations to be taken into account?

NJ Title Tips - "Requirements for Conveyance by Non-Resident Decedent's Estate”

What are the requirements for the conveyance of New Jersey property by a non-resident decedent's estate?

NJ Title Tips - "When Can You Use an Affidavit of Heirship?"

Q: The vested owner of the property under examination died several years ago allegedly without a will and no personal representative was ever appointed for the estate. The seller's attorney is proposing giving a deed executed by all heirs with an affidavit of heirship. Would this be acceptable to the title company?

NJ Title Tips - When Title Insurance Coverage Terminates

Our insured is planning to convey property to a trust or LLC. Their attorney has called inquiring as to whether their title insurance coverage will terminate on the transfer. Will it?

Title Tips - Child Support Judgments

Why are we being asked for so much information on child support judgments?

Title Tips - Subordination of Existing Second Mortgage

We have been asked to insure a refinance. The new lender is willing to have the existing second mortgage remain as long as it is subordinated to the new mortgage. Is it acceptable to close without actually having the subordination document in hand?

Title Tips - NJ Informal Administrator

The sole owner of the property for which we have received an application for title insurance has died. The seller is proposing to give a deed as "informal administrator / administratrix" of the decedent's estate. What is that and is it acceptable?

Title Tips - NJ Power of Attorney

The deed in our NJ transaction was signed by an attorney in fact for the grantor but they forgot to record the Power of Attorney. What should we do now?

Newsletters

2008, 09/11 - Summary of Housing & Economic Recovery Act

On 7/30/2008, the Housing and Economic Recovery Act of 2008 was signed into law by President Bush. The 700-page housing bill is designed to help struggling homeowners avoid foreclosure and boost confidence in the housing market... created a practical summary of some of the Act's major provisions...

2007, 11 CB Title Newsletter

Featured Articles: Darkest Before Dawn? Industry Players Hoping for Turnaround in Turbulent Market; Consumer Earnings Remain Unchanged; Metro Prices Slightly Up; Lease Option Looking More Attractive.

2007, 10 CB Title Newsletter

Featured Articles: Coming to America; Subprime Loans Steadily Declining; New Foreclosure DB Gives Investors Edge; NAR Now Forecasting Recovery in 2008.

2007, 09 CB Title Newsletter

Featured Articles: Banks, Regulators Toughen Up Subprime Rules; Bankers Cautious on Rebound; Upscale Homeowners Confident in Future; FTC Publication Educates Consumers on Mortgages.

2007, 08 CB Title Newsletter

Featured Articles: Music to the Ears; Inflation, Unemployment Remain in Check; Market's Cool at Home, Hot Abroad.

2007, 07 CB Title Newsletter

Featured Articles: New Developments May Counteract Subprime Mortgage Crisis, Ease Market Back on Track; Interest in Buying Foreclosures is Growing; Tighter Loan Criteria Will Slow Housing Recovery.

2007, 06 CB Title Newsletter

Featured Aticles: Experts: Subprime Mortgage Woes Can Be Stymied; Richest Zip Codes; Trendsetting Baby Boomers, Like-Minded Communities.

2007, 05 CB Title Newsletter

Featured Articles: Interest Rates to Remain Flat; 10 Ways to Know When Market Up or Down; Fewer Home Buyers Making Down Payments; Mortgage Defaults Spread.

2007, 04 CB Title Newsletter

Featured Articles: Going Green: More Homeowners, Builders Are Adding Energy Efficiency into Their Plans; Market Likely to Strengthen; ARM Owners Feel the Pinch; Banks Move Earlier to Curb Foreclosures.

2007, 03 CB Title Newsletter

Featured Articles: Spring Thaw? First-Time Home Buyers Are Looking at Houses Again; 2007 Sales Likely to Decline; Retirement Hot Spots Spreading; Economy to Rebound.

2007, 02 CB Title Newsletter

Featured Articles: Worst of Housing Bust is Over; Last Year Flippers This Year Foreclosure Finders; Gen X May Boost Sagging Market; Seniors Find Niche in Suburbs.

2007, 01 CB Title Newsletter

Featured Articles: New Year Starts Chilly, But Stable Mortgages May Provide Warmth; Homeowners Remain Confident; More Homes in Foreclosure.

2006, 12 CB Title Newsletter

Featured Articles: Retiring Baby Boomers Setting New Trends in Home Design, Ownership; Home Prices Likely to Decline; How to Get Clients; Employment Report, Low Long-Term Rates.

2006, 11 CB Title Newsletter

Featured Articles: Cooling Real Estate Market Places Buyers in Driver's Seat; Re-assigned Mortgages; Single Family Housing Starts Decline; Minority Home Ownership Lags.

2006, 10 CB Title Newsletter

Featured Articles: Consumer Appetite for More Data Faster is Driving a New Wave of Real Estate Technology; Are Condos Still a Good Deal?; Middle Class Neighborhoods Past?; Your Customer Base is Changing.

2006, 09 CB Title Newsletter

Featured Articles: Real Estate Industry Keeping National Economy Afloat; High Cost of Housing Taking Its Toll on Low-Income Americans; Labor Shortage Crimping New Home Starts.

2006, 08 CB Title Newsletter

Featured Articles: Industry Pros, Consumers Remain Optimistic in Face of 'Bubble Talk'; Home Prices Running Well Ahead; Most Metro Areas See Strong Price; Group Says Lenders Discriminate.

2006, 07 CB Title Newsletter

Featured Articles: Housing Takes Breather, but Strong Second Half Still Expected; Energy Costs to Shift Buyer Priorities; Foreclosures on the Rise; ARM Mortgages Come Due.

2006, 06 CB Title Newsletter

Featured Articles: Market in Balance: Home-Buyer Demand & Seller Supply Nearly Balanced Nationwide; Hispanic Buying Clout; Second Home Sales Sizzle; Housing Slowdown.

2006, 05 CB Title Newsletter

Featured Articles: Changing Marriage Trends, Demographics, Turning Single Women into a Real Estate Force; Mortgage Interest Deduction May be Safe; New Home Contract Cancellations Spook Industry; Appraisers Warn Against Zillow.com.

2006, 04 CB Title Newsletter

Featured Articles: Retiring Boomers Are Reshaping Real Estate Marketplace; 2006 Sales Are Strong but Not Expected to Set Records; Asian-Americans Reinvesting in Homeland Properties.

2006, 03 CB Title Newsletter

Featured Articles: As Market Moderates, Average Time Needed to Sell a Home Increases; 40-Year Home Loan Soaring in Popularity; Most Buyers Prefer a New Home.

2006, 02 CB Title Newsletter

Featured Articles: Housing Plateau Predicted for Remainder of the Year... with No Bursting Bubble in Sight; Long-Term Housing Slowdown Predicted; Drop in Housing Market Could Jeopardize Economy.

2006, 01 CB Title Newsletter

Featured Articles: Homeowners Overwhelmingly Support Retaining Mortgage Tax Deductions; Mortgage Rates Creep Ever Higher; Most Luxury Home Buyers Simply Pay by Cash.

2005, 12 CB Title Newsletter

Featured Articles: Year Ends on Inflation & Rate Worries: But Home Sales Likely to Stay Steady; I'll Take Manhattan - for Less; Worldwide Housing Prices Show Slowing.

2005, 11 CB Title Newsletter

Featured Articles: Mortgage Housing Market Will Cool with a Hiss, not a Pop; Lessons from Hurricane Katrina Extend Nationwide; How to Kill a Housing Boom.

2005, 10 CB Title Newsletter

Featured Articles are: Condos Fast Becoming New Vacation Homes; Market Slowing, But Bursting Bubble Unlikely; Young, Single & Homeowners; New Study Pinpoints Where Prices May Fall.

2005, 09 CB Title Newsletter

Featured Articles: Green Acres is the Place to Be as Urbanites Nab Country Real Estate; Investors Less Bullish on Real Estate; Vacation Homes Still Hot.

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